If you’re a dessert lover who craves a combination of creamy, fruity, and indulgent flavors, this Banana Pudding Cheesecake Cake Recipe is about to become your new obsession. Imagine the classic comfort of banana pudding meeting the velvety richness of cheesecake, all layered atop a moist and flavorful banana-infused cake. Every bite offers a perfect harmony of textures and tastes that feels like a warm hug from your favorite comfort food, elevated to cake form. Once you try this recipe, it will undoubtedly become a show-stopping centerpiece for any gathering or a decadent treat to brighten your day.

Ingredients You’ll Need
The ingredients for this Banana Pudding Cheesecake Cake Recipe are delightfully straightforward yet essential to create its multi-layered magic. Each component plays a unique role, from the soft crumb of the cake to the tangy creaminess of the cheesecake layer and the smooth, sweet banana pudding finish.
- All-purpose flour: The foundation for a tender, moist cake crumb that holds all the layers beautifully.
- Baking powder and baking soda: These leavening agents make sure your cake rises just right, offering a light texture without heaviness.
- Salt: A tiny pinch enhances all the flavors, balancing the sweetness perfectly.
- Unsalted butter: Adds richness and moisture, giving the cake its melt-in-the-mouth feel.
- Granulated sugar: Sweetens every layer while contributing to that lovely golden color when baked.
- Eggs: The vital glue that holds the structure, they provide stability and a tender crumb.
- Vanilla extract: A warm, aromatic note that complements banana beautifully in every layer.
- Milk: Keeps the cake and pudding layers moist and smooth.
- Mashed ripe bananas: The star fruit that infuses natural sweetness, flavor, and color into the cake.
- Cream cheese: The soul of the cheesecake layer — velvety, tangy, and utterly irresistible.
- Sour cream: Adds tang and moisture, resulting in a lusciously creamy cheesecake texture.
- Instant vanilla pudding mix: The shortcut to that classic banana pudding flavor and silky finish.
- Heavy whipping cream: Whipped to fluffy perfection, it crowns the cake with light, airy topping.
- Powdered sugar: Sweetens the whipped topping without the graininess of granulated sugar.
- Fresh banana slices: The fresh garnish that adds brightness and a lovely visual touch.
- Vanilla wafer cookies (optional): A crunchy, nostalgic accompaniment that pairs perfectly with every bite.
How to Make Banana Pudding Cheesecake Cake Recipe
Step 1: Prepare Your Pans and Preheat the Oven
Start by greasing and flouring two 9-inch round cake pans, then set your oven to 350°F (175°C). Having your pans ready ensures your batter won’t stick and your cakes will bake evenly with beautiful golden edges.
Step 2: Mix the Dry Ingredients for the Cake
In a medium bowl, whisk together your flour, baking powder, baking soda, and salt. This ensures the raising agents and salt are distributed evenly throughout your batter, giving you an even rise and balanced flavor throughout the cake.
Step 3: Cream Butter and Sugar, Then Add Eggs and Bananas
Using a larger bowl, beat the softened butter and sugar until light and fluffy – this step is crucial as it traps air that helps the cake rise. Add the eggs one at a time, mixing well after each addition, before folding in vanilla extract and your mashed ripe bananas for that moist, banana-packed flavor.
Step 4: Combine Wet and Dry Ingredients
Alternately add your dry flour mixture and milk to the wet ingredients. This process helps maintain the cake’s delicate texture without overmixing. The batter will have a lovely balance of moisture and structure in every spoonful.
Step 5: Bake the Cake Layers
Divide the batter evenly in your prepared pans, smoothing the tops for even baking. Pop them in the oven for 25-30 minutes until a toothpick comes out clean. Allow the cakes to cool completely on a wire rack so the layers don’t crumble during assembly.
Step 6: Make the Cheesecake Layer
Beat cream cheese and sugar until perfectly smooth. Slowly incorporate eggs, then vanilla extract and sour cream for an irresistibly creamy texture. This cheesecake layer will add a rich tang that offsets the sweetness beautifully.
Step 7: Bake the Cheesecake Layer on Top of the Cake
Pour the cheesecake mixture over your cooled cake layers and bake at a slightly lower temperature, 325°F (163°C), for 45-50 minutes. You’re aiming for a set, lightly golden cheesecake top that promises silky richness in every slice.
Step 8: Prepare the Banana Pudding Layer
Whisk together instant vanilla pudding mix, cold milk, and vanilla extract, then chill until thickened. This layer brings that nostalgic banana pudding flavor and a creamy softness that perfectly contrasts the baked cake and cheesecake layers.
Step 9: Assemble the Cake
Place one cheesecake-topped cake layer on your serving platter, then spread a generous layer of banana pudding. Top with the second cake layer and cover with the remaining pudding for a luscious, layered masterpiece.
Step 10: Prepare and Add the Whipped Cream Topping
Whip heavy cream with powdered sugar and vanilla extract until stiff peaks form. This fluffy, sweet topping adds a light finish that balances the richer layers beneath and adds a dreamy, cloud-like texture.
Step 11: Garnish and Chill
Decorate your cake with fresh banana slices and vanilla wafer cookies, if you like, for a beautiful and inviting presentation. Refrigerate for at least 2 hours to let all the layers meld into pure banana pudding cheesecake bliss.
How to Serve Banana Pudding Cheesecake Cake Recipe

Garnishes
Fresh banana slices are the perfect finishing touch, adding freshness and a pop of color, while vanilla wafer cookies create a delightful crunch and nostalgic charm. You can even sprinkle a touch of cinnamon or nutmeg for a subtle warmth that complements the bananas beautifully.
Side Dishes
This cake shines as a standalone dessert but pairs exceptionally well with a cup of strong coffee or a light, fruity iced tea to balance its richness. For a festive spread, consider serving alongside fresh berries or a citrus salad to introduce contrasting flavors and textures.
Creative Ways to Present
Try cutting the cake into elegant petite squares for parties or layering it in individual clear dessert cups for a playful, modern presentation. For a whimsical twist, serve each slice with a drizzle of caramel sauce or a scatter of toasted pecans to elevate both texture and flavor.
Make Ahead and Storage
Storing Leftovers
Keep your leftover Banana Pudding Cheesecake Cake Recipe refrigerated in an airtight container to maintain its freshness. It will stay delicious for about 3 to 4 days, allowing you to savor its amazing flavors over multiple treats.
Freezing
You can freeze this cake if needed by wrapping it tightly in plastic wrap and foil to prevent freezer burn. When ready, thaw it overnight in the refrigerator. Freezing may slightly change the texture of the whipped topping but the flavors remain exceptional.
Reheating
This cake is best enjoyed cold or at room temperature due to its pudding and cream layers. If you prefer, allow it to rest outside the refrigerator for about 20 minutes before serving to enhance the flavors and softness, avoiding any warmth that could melt the creamy layers.
FAQs
Can I use fresh bananas in the pudding layer?
The recipe relies on instant vanilla pudding mix to achieve that classic banana pudding texture and flavor, but adding a few fresh banana slices folded gently into the pudding before assembling boosts natural fruitiness and texture wonderfully.
Is it necessary to chill the pudding layer before assembling the cake?
Yes, chilling the pudding helps it thicken and set properly. This step is key to prevent the pudding from running and to ensure clean, defined layers once the cake is assembled.
Can I substitute sour cream in the cheesecake layer?
Sour cream lends tang and creaminess to the cheesecake layer, but you can substitute it with Greek yogurt or heavy cream for a slightly different texture and flavor profile without sacrificing moisture.
What size cake pans should I use for this recipe?
Two 9-inch round cake pans are ideal to create perfectly sized layers for this recipe, allowing for easy stacking and even baking. Using different sizes can alter baking times and layer thickness.
How long should I refrigerate the cake before serving?
Refrigerating the finished cake for at least 2 hours is crucial to let the layers meld and firm up, making it easier to slice and enhancing flavor harmony throughout the Banana Pudding Cheesecake Cake Recipe.
Final Thoughts
This Banana Pudding Cheesecake Cake Recipe is one of those rare desserts that effortlessly blends nostalgic comfort with elegant flair. It’s a true celebration of banana pudding and cheesecake lovers alike, creating a layered masterpiece that delights every sense. I can’t wait for you to try it and share it with your friends and family, making memories and savoring every delicious moment together.
Print
Banana Pudding Cheesecake Cake Recipe
- Prep Time: 30 minutes
- Cook Time: 1 hour 15 minutes
- Total Time: 1 hour 45 minutes plus 2 hours chilling
- Yield: 12 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
A luscious Banana Pudding Cheesecake Cake that combines moist banana-flavored cake layers with a creamy cheesecake middle, topped with smooth banana pudding and whipped cream. Garnished with fresh banana slices and vanilla wafer cookies, this dessert is perfect for any occasion and serves 12.
Ingredients
For the cake:
- 2 cups all-purpose flour
- 2 tsp baking powder
- 1/2 tsp baking soda
- 1/4 tsp salt
- 1/2 cup unsalted butter, softened
- 1 cup granulated sugar
- 2 large eggs
- 1 tsp vanilla extract
- 1/2 cup milk
- 1/2 cup mashed ripe bananas (about 2 bananas)
For the cheesecake layer:
- 16 oz cream cheese, softened
- 1/2 cup granulated sugar
- 2 large eggs
- 1 tsp vanilla extract
- 1/2 cup sour cream
For the banana pudding layer:
- 1 (3.4 oz) package instant vanilla pudding mix
- 2 cups cold milk
- 1 tsp vanilla extract
For the topping:
- 2 cups heavy whipping cream
- 1/4 cup powdered sugar
- 1 tsp vanilla extract
- Fresh banana slices for garnish
- Vanilla wafer cookies (optional, for garnish)
Instructions
- Preheat Oven and Prepare Pans: Preheat your oven to 350°F (175°C). Grease and flour two 9-inch round cake pans to prevent sticking and ensure even baking.
- Mix Dry Ingredients for Cake: In a medium bowl, whisk together all-purpose flour, baking powder, baking soda, and salt. Set this mixture aside to combine with wet ingredients later.
- Cream Butter and Sugar: In a large bowl, beat the softened butter and granulated sugar until the mixture is light, fluffy, and well combined, creating a smooth base for the cake batter.
- Add Eggs and Flavorings: Incorporate the eggs one at a time, beating well after each to maintain an airy texture. Stir in vanilla extract and mashed bananas for flavor and moisture.
- Combine Wet and Dry Ingredients: Gradually add the dry flour mixture alternately with milk to the wet mixture, mixing gently until just combined to avoid overmixing.
- Bake Cake Layers: Evenly divide the batter between the prepared cake pans, smoothing the tops. Bake for 25-30 minutes, until a toothpick inserted in the center comes out clean. Cool completely on a wire rack.
- Prepare Cheesecake Layer: Beat cream cheese and sugar until smooth in a large bowl. Add eggs one at a time, beating thoroughly after each. Stir in vanilla extract and sour cream for richness.
- Bake Cheesecake Layer over Cake: Pour the cheesecake batter over the cooled cake layers. Bake at 325°F (163°C) for 45-50 minutes until set and lightly golden on top. Allow to cool completely.
- Make Banana Pudding Layer: Whisk together the instant vanilla pudding mix, cold milk, and vanilla extract in a medium bowl. Refrigerate for 5-10 minutes until thickened.
- Assemble Cake: Place one cake layer on a serving platter, spread with a layer of banana pudding, top with the second cake layer, and spread remaining pudding over it.
- Prepare and Add Topping: Whip heavy cream, powdered sugar, and vanilla extract until stiff peaks form. Spread or pipe the whipped cream over the top of the banana pudding layer.
- Garnish and Chill: Decorate with fresh banana slices and optional vanilla wafer cookies. Refrigerate for at least 2 hours to allow the layers to meld and firm up before serving.
Notes
- Make sure the cream cheese and butter are softened to room temperature for smooth mixing.
- To save time, prepare the pudding layer while the cheesecake is baking.
- The cake is best served chilled and can be stored in the refrigerator for up to 3 days.
- Optional vanilla wafers add a delightful crunch contrast to the creamy layers.
- Use ripe bananas for maximum banana flavor and natural sweetness.

